2012 Sponsors 

ACH ALERT
ACH ALERT, LLC provides financial institutions with two revolutionary ACH Positive Pay services, (with out-of-band alerts and authentication), to effectively manage the risk associated with outgoing ACH credit origination and incoming unauthorized ACH debits. ACH COPS, (Credit Origination Positive-Pay) prevents misdirecting of funds due to corporate account takeover. ACH Alert is a superior alternative to ACH debit filters, allowing financial institution clients to self-administer ACH notification rules and conditions, prevents posting of unauthorized ACH debits and completely automates the ACH dispute resolution process. The return and re-credit process is completely automated for disputes that occur after posting.

FEDERAL RESERVE BANK OF ATLANTA
The Federal Reserve Bank offers innovative financial services, providing accessibility and flexibility in an evolving payment industry. These services include: Fedwire Funds and Securities, FedCash, FedForward, FedReceipt, FedReturn, National Settlement, Treasury Services and FedACH.

The FedACH product suite provides financial institutions with efficient, low-cost batched payment services that enable electronic exchange of transactions through the ACH network; specialty services include: FedACH Risk Management, FedACH Same Day, FedGlobal® and, FedEDI®. Through FedACH financial institutions have access to a wide range of easy-to-use transaction and information services that conveniently and seamlessly integrate with all Federal Reserve Financial Services. For more information visit www.frbservices.org.

FIS
Fidelity National Information Services (FIS) is one of the largest global providers of processing services to financial institutions. It offers financial institution core processing, card issuer and transaction processing services, including the NYCE Network, a leading national electronic funds transfer (EFT) network.
The company has processing and technology relationships with more than 40 banks of the top 50 global banks, including nine of the top ten as ranked by Bankalmanac.com as of November, 2009. The company serves customers in more than 100 countries worldwide, through 27 strategically established operating centers. The company operations are spread across North America, South America, Europe, Middle East, Asia Pacific and Australia.
The company organizes its business operations under four business divisions: Financial Solutions Group, Payment Solutions Group, International Solution Group, and Corporate& other.

• Payments: Solutions to optimize all aspects of payments, creating efficiency and driving growth
• Processing Services: Solutions for managing account-based transactions reliably and securely
• Risk & Compliance: Solutions to prevent and mitigate risk
• Customer & Channel Management: Solutions to attract, retain and grow customer relationships
• Insights & Optimization: Solutions that transform data into actionable business insights

Our mission is to provide integrated technology and services solutions that enable best-in-class results for our clients.

NACHA
NACHA manages the development, administration, and governance of the ACH Network, the backbone for the electronic movement of money and data. The NACHA Operating Rules guide risk management and create certainty for ACH Network participants. Through its members, councils, and forums, NACHA brings together payments stakeholders to enable innovation. www.nacha.org

ACH ALERT
ACH ALERT, LLC provides financial institutions with two revolutionary ACH Positive Pay services, (with out-of-band alerts and authentication), to effectively manage the risk associated with outgoing ACH credit origination and incoming unauthorized ACH debits. ACH COPS, (Credit Origination Positive-Pay) prevents misdirecting of funds due to corporate account takeover. ACH Alert is a superior alternative to ACH debit filters, allowing financial institution clients to self-administer ACH notification rules and conditions, prevents posting of unauthorized ACH debits and completely automates the ACH dispute resolution process. The return and re-credit process is completely automated for disputes that occur after posting.

AFFIRMATIVE TECHNOLOGIES
Whether you want to automatically collect or disburse payments, create and transmit check files, monitor overall transaction risk - or you may have other cash management needs- Affirmative Technology has the solution. Since inception, we have maintained a strong focus and commitment to software development, automation and innovation for the financial services industry. We offer a highly secure, easy-to-use system for financial institutions and corporate clients alike. With proven industry experience we provide market ready mature payment technology to our clients' product lineup, with day one benefits of generating revenue, reducing costs and attracting profitable customers.

ARGOS RISK
Argos Risk provides a robust risk rating service which provides initial and periodic ACH originator credit & underwriting reviews, including audit ready documentation. Incorporating over 100 data sources, Argos Risk Online calculates defensible file and transaction limits for users of ACH and RDC applications. Email alerts, combined with automated daily updates, provide actionable, affordable, and easy to understand insight into your customer's financial health.

ATTUS
ATTUS Technologies, Inc. is an industry leader in software and services for regulatory compliance, homeland security and fraud prevention. Over 4,500 financial institutions and other clients nationwide use ATTUS solutions for compliance with the requirements of the Gramm-Leach-Bliley Act (GLBA), the USA PATRIOT Act, the Office of Foreign Assets Control (OFAC), the Financial Crimes Enforcement Network (FinCEN), anti-money laundering regulations, the Bank Secrecy Act (BSA), Regulation CC and Regulation E. ATTUS, a wholly owned subsidiary of Computer Services, Inc., is based in Charlotte, North Carolina. For more information about ATTUS, visit www.attustech.com.

CANON
Canon's extensive product line enables businesses and consumers worldwide to capture, store and distribute information with an impressive high-speed document scanner line-up. Our award winning scanners include Personal, Workgroup, Departmental, Production and Network scanners as well as Check Transport scanners. Our document scanners offer high-performance solutions at affordable prices.

Canon U.S.A. Inc., headquartered in Lake Success, New York is an industry leader in professional, consumer and industrial imaging solutions. Canon has a long heritage of excellence and innovation in document imaging that has led to their position as one of the top industry leaders today.

CENTRIX SOLUTIONS
Centrix Solutions' software helps financial institutions identify payments fraud within originated (ODFI)
and received (RDFI) ACH transactions, while also automating debit card dispute management. Our ACH
risk management system detects suspect origination activity via account white lists and ACH calendaring
while also simplifying risk assessments and ACH risk reporting with a comprehensive reporting suite.
RDFI's use Centrix to protect corporate accounts with ACH positive pay (filters/blocks) and check
positive pay (with payee match), while streamlining the back office by automating EDI translation and
ACH returns/NOC reporting. The Centrix Reg E Dispute Tracking System makes debit card dispute
management a paperless process and facilitates compliance. 

CHETU
Headquartered in Florida, Chetu is a global provider of high quality and cost-effective Information Technology Services. Chetu offers a range of expertise aimed at helping customers re-engineer and re-invent their businesses to compete successfully in an ever-changing marketplace. Chetu provides its customers unique competitive advantages through the use of global resources. Our Global Development and Support Services Model is a two-step process that i) breaks the assignment into logical components and, ii) distributes these components geographically, to perform where it creates maximum value through cost-savings and across time-zones. Chetu provides Business Advisors, Thought Leadership and Project Management as a standard on all projects.

DATA SUPPORT SYSTEMS
Data Support Systems is home to the TRIPS® Suite of Back Office Solutions. Built to handle a universal payment process, it's been chosen time and again as the solution that bankers turn to. TRIPS is installed at 24 of the top 30 U.S. Banks but its users include many smaller institutions as well. In fact, TRIPS daily processing loads range from a handful of items to more than 1,600,000 at over 500 processing sites across 37 states.

With average staff reductions of 65%, the efficiency of the TRIPS Suite helps our clients lead the way with the most streamlined and flexible solution available for Returns, Exceptions, Adjustments, Collections, Dispute and Fraud.

To learn more about all of our Image solutions, please call DSS at 800-506-0055 or visit www.datasupport.com

ECCHO
ECCHO, the Electronic Check Clearing House Organization, is a not-for-profit, mutual benefit, national clearinghouse that is 100 percent owned by its member institutions. Founded in 1990, ECCHO has three primary functions: industry education, advocacy for industry objectives, and the creation and maintenance of rules that govern private sector check image exchange for its Members.

More information on ECCHO and the rules for check image exchange can be found on their website at www.eccho.org or by contacting Scott Miller at 406-442-4994 or via email at smiller@eccho.org.

FEDERAL RESERVE BANK OF ATLANTA
The Federal Reserve Bank offers innovative financial services, providing accessibility and flexibility in an evolving payment industry. These services include: Fedwire Funds and Securities, FedCash, FedForward, FedReceipt, FedReturn, National Settlement, Treasury Services and FedACH.

The FedACH product suite provides financial institutions with efficient, low-cost batched payment services that enable electronic exchange of transactions through the ACH network; specialty services include: FedACH Risk Management, FedACH Same Day, FedGlobal® and, FedEDI®. Through FedACH financial institutions have access to a wide range of easy-to-use transaction and information services that conveniently and seamlessly integrate with all Federal Reserve Financial Services. For more information visit www.frbservices.org.

FUNDTECH
Fundtech is a leading provider of transaction banking solutions to banks and credit unions of all sizes. Automated Payment systems include PAYplus for wire transfers, ACHplus for ACH origination and back office processing, and CASHplus for cash management, which offers a full suite of functionality that operates on one platform to serve all markets from large corporates, to small business down to micro clients. Fundtech also offers a mobile corporate banking solution and operates the world's largest SWIFT service bureau. More than 1,000 clients throughout the world rely on Fundtech solutions to improve operational efficiency and provide greater competitiveness through innovative business to business services.

GUARDIAN ANALYTICS
Stop fraudulent ACH, wire and other transfers before the money's gone! We're the experts at detecting account takeover and preventing payments fraud. Over 100 institutions use behavior-based FraudMAP® anomaly detection to automatically protect 100% of business and retail customers against the widest array of today's and tomorrow's fraud threats. The FFIEC now expects anomaly detection–start today!

GULF MANAGEMENT
Gulf Management Systems has helped small and medium sized businesses collect and remit payments electronically for more than 17 years. From memberships, donations and payroll to remote deposit capture, merchant services and PCI Compliance, you'll find the perfect solution. We do all the work. You get all the credit. Automatically. Now proudly offering Authentication solutions for online transactions.

Iron Key
Ranked as the 14th best venture-funded company in The Wall Street Journal's "Next Big Thing 2011" survey, IronKey secures data and online access with software and hardware solutions managed through cloud-based services. The industry analyst firm Gartner estimates that cybercriminals have robbed banks, businesses and municipalities of more than $3 billion using financial malware. IronKey's award-winning Trusted Access Platform helps financial institutions reduce the risk of online fraud, achieve compliance with Federal Financial Institutions Examination Council (FFIEC) guidelines, and acquire new customers with a competitive advantage. Starting with secure browsing that keeps customers safe from crimeware attacks on their PCs, banks can add multiple layers of security to meet the needs of client risk and value. Visit www.IronKey.com for more information.